Member Rights and Responsibilities

Member Rights and Responsibilities
Through American Behavioral, you have the following rights and responsibilities:

Member Rights
American Behavioral believes that every Member has the right to:

  • Be treated with dignity, respect and courtesy;
  • Be treated without regard to race, religion, gender, sexual orientation, ethnicity, age, disability or communication needs;
  • Confidentiality of protected health information and treatment information;
  • Receive information about American Behavioral services, Providers, clinical guidelines, quality improvement programs, Member rights and responsibilities and any other rules or guidelines used in making coverage and payment decisions;
  • A clear explanation of your health plan benefits and how to access services;
  • Access to services and Providers that meet your needs;
  • Choose or change your Provider;
  • Request an interpreter or assistance for language translation or hearing problems;
  • Participate in making your health care decisions by receiving appropriate information about your diagnosis, treatment options and prognosis;
  • Participate in decisions concerning your care and treatment plan;
  • An individualized treatment plan that is periodically reviewed and updated;
  • Refuse or consent to treatment or tests to the extent provided by law and be made aware of the medical consequences of such decisions;
  • Refuse to participate in any proposed investigational studies, clinical trials, or research projects;
  • Receive treatment within the least restrictive environment;
  • Give your health care Provider “advanced directives” (also called a “living will” or a “durable power of attorney for health care”) concerning options when you are unable to direct your own care. This may include your wishes concerning life support such as a respirator, tube feedings or the use of dialysis;
  • Be informed of the reason for any adverse determination by utilization management, including the specific utilization review criteria or benefits provision used in the determination;
  • Utilization Management decisions based on appropriateness of care. American Behavioral does not reward Providers or other individuals conducting Utilization Review for issuing adverse determinations;
  • Submit either positive or negative comments concerning your care to American Behavioral, your health care Provider(s) or your employer;
  • Information about how to file a formal complaint or appeal;
  • Voice complaints regarding use or disclosure of protected health information;
  • Receive a copy of these rights and responsibilities;
  • Make recommendations regarding these rights and responsibilities; and
  • To appoint your next of kin, a legal guardian or legal designee to exercise these rights if you are unable to do so.

 Member Responsibilities
American Behavioral believes that every Member has the responsibility to:

  • Know your health plan benefits and adhere to the guidelines of your policy;
  • Provide an accurate medical and social history. This includes granting a release of medical records from former Providers, if needed;
  • Respect the rights, privacy, and confidentiality of other Patients and their families;
  • Gather and carefully consider all information needed to give consent for treatment or to refuse care;
  • Cooperate with the agreed upon treatment plan, instructions and guidelines, and to discuss the results with your Provider;
  • Notify your health care Provider when you expect to be late for an appointment or need to cancel;
  • Ask questions regarding your illness or treatment and to tell your Provider about your expectations of treatment;
  • Provide a copy of your “advanced directives” to your Provider whenever changes are made; and
  • Ensure timely payment for your treatment.